Financial Literacy in 3 Weeks

Enhance your skills in the language of money.

Learn the financial literacy skills you need to succeed in life, even if you don't have a lot of time or money. This text-based course covers all the essentials, from budgeting and saving to investing and insurance.

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GTFO (Get The Facts Out)

Only 57% of American adults are financially literate.

Jack Flynn

Zippia

Financial literacy rates are not evenly dispersed, with Asian-American and White test takers tending to score higher than Hispanic and Black test takers.

Daniel Thomas Mollenkamp

Investopedia

88% of Asian Americans reported doing OK or better financially, compared to 81% of white Americans, 71% of Hispanic Americans and 68% of Black Americans.

Terry Turner

Annuity

From their earliest years, members of minority groups are channeled into using predatory financial services and denied access to basic financial education.

Daniel Thomas Mollenkamp

Investopedia

Three out of four Americans with a household income of over $100K are deemed financially literate (74%), while only half (50%) of Americans with a household income of under $50K are. Those with a household income of $50K to less than $100K fall in between (67%).

Mallory Newall, James Diamond

Ipsos

Only 32% of U.S. households compile a monthly budget.

Jason Collins

Civic Science

Americans lose an average of $1,819 annually due to financial illiteracy.

Jack Flynn

Zippia

20% of white Americans made less than $25,000 in 2021, compared to 43% of Black Americans, 40% of Hispanic Americans and 17% of Asian Americans.

Terry Turner

Annuity

About KVSTY

KIRUNIVERSITY (KVSTY) was founded in 2023 by KIRU, an artist, entrepreneur and humanitarian who seeks to give back to their communities by empowering people with access to the reources they need to achieve their goals.

KVSTY is an amalgamated product of ongoing business research between The Industry Leader (a business media platform and professional services firm) and KIRUNIVERSE (an agency for creative entrepreneurs).

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Financial Literacy in 3 Weeks

GTFO (Get The Facts Out)

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